Our Services
Spot Foreign Exchange
The most popular foreign exchange product is simply an agreement to buy or sell one currency in exchange for another. You settle the contract immediately, at a price based on the prevailing ‘spot exchange rate’ or the current value of one currency compared to another at a specified date (typically 2 days).
Forward foreign exchange
Forward Foreign Exchange Contracts (FECs) allow you to set an exchange rate now, which can be applied to foreign currency requirements at a pre-determined future date. A FEC can provide protection against adverse exchange rate movements, giving you a known income or cost in advance.
Foreign currency options
These options offer you protection against adverse exchange rate movements over a specified contract period, as well as the opportunity to take advantage of any favourable movements in the exchange rate.
Risk Management
Risk management is a powerful tool to eliminate the impact of volatility of currency exchange rates on your profits and is achieved through hedging strategies. Hedging strategies allow clients to eliminate the risk of all or part of their exposure. As a company it allows you to control your payable and receivable costs. PFS offers a range of financial products and services designed to take maximum advantage of market movements.
Short term Interest Rates (liquidity)
The money markets are the market place for short term lendings and borrowings. Companies need this market in order to meet their short term liquidity requirements or to invest surplus liquidity at interest. This market plays an important role in cash management.
Long term Interest Rates - swaps and options
Interest rate swap is an agreement between two counterparties, where one stream of future interest payments is exchanged for another based on a specified principal amount. Interest rate swaps often exchange a fixed payment for a floating payment that is linked to an interest rate.
Commodities
We offer all services related to commodity hedging. We supply detailed information on agri-products through our economic partnership with various agricultural organisations. We can do risk assessments with proposals and implement agreed strategies.
Private individuals
We offer the service where an individual can transfer money abroad either as capital, study or travel allowance etc. There are regulations regulating these transfers and it applies only to South African residents.
We specialise in local money markets and foreign investments, helping you maximise your returns with informed, strategic financial solutions.
Our key investment services include:
- Foreign Direct Investment (FDI)
- Foreign Portfolio Investment (FPI)
We also offer expertise in arbitrage trading—the practice of buying an asset in one market at a lower price and simultaneously selling it in another at a higher price to capture profit from temporary market inefficiencies. This strategy is generally considered low-risk because it does not depend on predicting market direction. Crypto arbitrage is fully legal in South Africa. The Financial Sector Conduct Authority (FSCA) recognises crypto assets as a financial product, allowing individuals to use their foreign currency investment allowance to participate in crypto arbitrage activities.
Need Strategic Risk Management Support?
Our specialists are here to provide tailored guidance and help you navigate currency, interest rate, and commodity market risks with confidence.
